Terms and Conditions

Age Requirement

All content and information on this Website are intended for individuals who are at least 18 years old. By using this Website, you represent and warrant that you are at least 18 years of age.

Privacy Policy

We are committed to protecting your personal information. Your acceptance of our Privacy Policy is expressly incorporated into these Terms and Conditions. Please review our Privacy Policy for details on how we collect, use, and protect your information.

Disclaimer

Your acceptance of our Disclaimer is expressly incorporated into these Terms and Conditions. Please review the Disclaimer for important information regarding the scope and limitations of the content and services provided on this Website.

Governing Law & Mandatory Arbitration

You expressly agree that any dispute, claim, or controversy arising out of or relating to your use of this Website, products, or services shall be governed by and construed in accordance with the laws of the Province of Ontario and the laws of Canada applicable therein, without regard to conflict of law principles.

You agree to first attempt to resolve any dispute through good-faith negotiations. If a resolution cannot be reached, you agree that the dispute shall be resolved through mandatory arbitration in Ontario, Canada, in accordance with applicable arbitration laws. Each party shall bear its own costs unless otherwise required by law.

Participation in arbitration is a condition precedent to pursuing any other legal or equitable remedy.

Intellectual Property

All content on this Website, including but not limited to text, graphics, logos, branding, designs, images, downloads, digital products, videos, audio, and other materials (collectively, the “Content”), is owned by the Company or used with permission and is protected by Canadian and international copyright, trademark, and intellectual property laws.

You are granted a limited, revocable, non-exclusive, non-transferable license to access and use the Content for personal, non-commercial, informational purposes only. You may not copy, reproduce, distribute, modify, publish, sell, license, or create derivative works from any Content without our prior written consent.

User Content & Lawful Use

If you submit, upload, post, or transmit any content to us via the Website or our social media platforms, you represent that you own the rights to that content or have permission to use it.

You grant the Company a royalty-free, perpetual, irrevocable, worldwide, non-exclusive license to use, reproduce, modify, display, and distribute such content for lawful business purposes.

You agree not to submit any content that is unlawful, defamatory, abusive, obscene, infringing, malicious, or disruptive, or that violates the rights of others. You agree to use the Website for lawful purposes only.

Third-Party Links

The Website may contain links to third-party websites or resources for convenience or informational purposes. We do not own, control, or endorse these third-party websites and are not responsible for their content, accuracy, or practices.

Your use of third-party websites is at your own risk, and any transactions between you and third parties are solely between you and the third party.

Use Of Digital Products & Services

We may offer digital products, courses, templates, services, or other materials for free or for purchase through the Website.

All digital products and services are protected by copyright and are licensed for personal, non-commercial use only. You may not share, resell, redistribute, reproduce, or modify any digital product without express written permission.

No Refunds

All sales of digital products and services are final. No refunds, exchanges, or chargebacks will be issued, except where required by law. Please review all product descriptions carefully before purchasing.

Termination

We reserve the right, in our sole discretion, to restrict, suspend, or terminate your access to the Website or its Content at any time, without notice, for any reason.

No Warranties

All content, products, and services on this Website are provided on an “as is” and “as available” basis, without warranties of any kind, express or implied, including warranties of merchantability or fitness for a particular purpose, to the fullest extent permitted by law.

We make no guarantees regarding results, accuracy, completeness, or uninterrupted access to the Website.

Limitation of Liability

To the fullest extent permitted by law, the Company shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from your use of the Website, content, products, or services.

Your use of the Website is at your own risk, and you assume full responsibility for any outcomes related to your actions.

Indemnification

You agree to indemnify and hold harmless the Company, its officers, employees, contractors, and affiliates from any claims, damages, losses, liabilities, or expenses (including legal fees) arising from your use of the Website, violation of these Terms, or infringement of any rights of another party.

Entire Agreement

These Terms and Conditions, together with our Privacy Policy and Disclaimer, constitute the entire agreement between you and the Company regarding the Website and supersede all prior agreements or communications.

Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.